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heading: legal info
 
general terms

marbles credit card is issued by HFC Bank Limited and is only available to persons aged 21 or over, who are resident in the U.K. and who are not already (or have not recently been) marbles card accountholders and is subject to status and conditions. The interest rates and APRs we charge will depend on our assessment of your circumstances and on your conduct of the account from time to time.

Written quotations of our credit terms are available on request from PO Box 3615, Birmingham B3 2RJ. marbles™ is a trading name of HFC Bank Limited. HFC Bank Limited is authorised and regulated by the Financial Services Authority. Registered office: North Street, Winkfield, Windsor, Berkshire, SL4 4TD. Registered in England No. 1117305.

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exchange rate on foreign currency transactions

The amount of any transaction in a currency other than sterling will be converted at the wholesale market rate or government mandated rate together with an administration charge of (2.75%) of the transaction value, as at the date the transaction is debited to your account (not the date on which the transaction is made).



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