Unsecured personal loans are a way of borrowing without having to provide your lender with security against your loan.
The Co-operative Bank is offering fixed rate unsecured personal loans with repayments spread over 1 to 7 years (available  in six month intervals eg loan period of 4.5 years). The typical rate is 8.9%APR on loans from £7,500 to £14,950.

- 8.9% APR Typical on loans from £7,500 to £14,950 
- An instant decision is given in most cases
- Express service available*
- Loans for other amounts are available. Find out more

Simply apply online now.

Terms & Conditions

*Using our optional express service which includes a courier service and a CHAPS transfer at a cost of £50 which will be deducted from your loan amount.

Loan applicants must be UK residents, aged between 23 and 69, have a minimum annual income of £10,000 and either be a homeowner or hold a debit, cheque guarantee or credit card. Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and availability. The bank reserves the right to decline any application or offer a loan at a rate that differs from those advertised.

The Co-operative Bank is authorised and regulated by the Financial Services Authority (No.121885), subscribes to the Lending Code, is a member of the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).

The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No. 990937.

Full terms and conditions.